Call reports 2006
BEARDSTOWN SAVINGS, S.B. — 2006
What BEARDSTOWN SAVINGS, S.B. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 47,827,000 | 50,608,000 | 52,080,000 | 51,087,000 |
| Total loans | 32,102,000 | 34,567,000 | 34,549,000 | 33,958,000 |
| Allowance for loan losses | 151,000 | 161,000 | 149,000 | 430,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,414,000 | 7,624,000 | 6,834,000 | 6,875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,710,000 | 44,356,000 | 45,889,000 | 45,238,000 |
| Interest-bearing deposits | 41,436,000 | 43,954,000 | 45,681,000 | 44,892,000 |
| Noninterest-bearing deposits | 274,000 | 402,000 | 208,000 | 346,000 |
| Equity capital | 5,835,000 | 5,883,000 | 5,919,000 | 5,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 701,000 | 1,402,000 | 2,174,000 | 2,938,000 |
| Interest expense | 309,000 | 639,000 | 1,042,000 | 1,487,000 |
| Net interest income | 392,000 | 763,000 | 1,132,000 | 1,451,000 |
| Noninterest income | 16,000 | 57,000 | 97,000 | 51,000 |
| Noninterest expense | 332,000 | 662,000 | 984,000 | 1,360,000 |
| Provision for loan losses | 0 | 7,000 | 20,000 | 550,000 |
| Pretax income | 76,000 | 151,000 | 225,000 | -408,000 |
| Income tax | 25,000 | 52,000 | 90,000 | -171,000 |
| Net income | 51,000 | 99,000 | 135,000 | -237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,497,000 | 5,413,000 | 5,448,000 | 5,048,000 |
| Total capital | 5,648,000 | 5,574,000 | 5,597,000 | 5,403,000 |
| Risk-weighted assets | 24,887,000 | 27,665,000 | 28,120,000 | 28,342,000 |
Machine access — free, no API key
Every figure shown here about BEARDSTOWN SAVINGS, S.B. — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.