Call reports 2013
STATE BANK OF CLARKS GROVE — 2013
What STATE BANK OF CLARKS GROVE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 27,833,000 | 26,559,000 | 27,514,000 | 27,908,000 |
| Total loans | 6,572,000 | 7,625,000 | 7,092,000 | 7,127,000 |
| Allowance for loan losses | 159,000 | 135,000 | 135,000 | 168,000 |
| Securities available for sale | 2,350,000 | 2,293,000 | 0 | 0 |
| Securities held to maturity | 575,000 | 575,000 | 2,871,000 | 2,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,186,000 | 23,907,000 | 24,831,000 | 25,230,000 |
| Interest-bearing deposits | 16,785,000 | 7,975,000 | 16,003,000 | 16,052,000 |
| Noninterest-bearing deposits | 8,401,000 | 15,932,000 | 8,828,000 | 9,178,000 |
| Equity capital | 2,628,000 | 2,635,000 | 2,665,000 | 2,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 139,000 | 285,000 | 435,000 | 574,000 |
| Interest expense | 9,000 | 18,000 | 27,000 | 36,000 |
| Net interest income | 130,000 | 267,000 | 408,000 | 538,000 |
| Noninterest income | 13,000 | 39,000 | 73,000 | 104,000 |
| Noninterest expense | 117,000 | 268,000 | 418,000 | 581,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | 38,000 | 63,000 | 61,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 38,000 | 63,000 | 61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,626,000 | 2,637,000 | 2,665,000 | 2,660,000 |
| Total capital | 2,772,000 | 2,772,000 | 2,800,000 | 2,810,000 |
| Risk-weighted assets | 11,598,000 | 12,002,000 | 11,843,000 | 11,943,000 |