Call reports 2012
STATE BANK OF CLARKS GROVE — 2012
What STATE BANK OF CLARKS GROVE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 22,426,000 | 22,655,000 | 23,012,000 | 26,018,000 |
| Total loans | 6,845,000 | 7,575,000 | 6,907,000 | 7,748,000 |
| Allowance for loan losses | 172,000 | 174,000 | 176,000 | 161,000 |
| Securities available for sale | 1,150,000 | 2,052,000 | 2,051,000 | 2,050,000 |
| Securities held to maturity | 415,000 | 415,000 | 715,000 | 715,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,802,000 | 20,023,000 | 20,352,000 | 23,395,000 |
| Interest-bearing deposits | 12,827,000 | 12,347,000 | 12,862,000 | 15,749,000 |
| Noninterest-bearing deposits | 6,975,000 | 7,676,000 | 7,490,000 | 7,646,000 |
| Equity capital | 2,620,000 | 2,628,000 | 2,656,000 | 2,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 148,000 | 295,000 | 437,000 | 590,000 |
| Interest expense | 12,000 | 22,000 | 32,000 | 40,000 |
| Net interest income | 136,000 | 273,000 | 405,000 | 550,000 |
| Noninterest income | 11,000 | 21,000 | 34,000 | 85,000 |
| Noninterest expense | 118,000 | 259,000 | 375,000 | 639,000 |
| Provision for loan losses | 0 | 0 | 0 | -15,000 |
| Pretax income | 29,000 | 35,000 | 64,000 | 11,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 29,000 | 35,000 | 64,000 | 11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,618,000 | 2,624,000 | 2,653,000 | 2,600,000 |
| Total capital | 2,753,000 | 2,767,000 | 2,792,000 | 2,753,000 |
| Risk-weighted assets | 10,743,000 | 11,402,000 | 11,062,000 | 12,205,000 |