Call reports 2025
BANK OF MILAN, THE — 2025
What BANK OF MILAN, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 112,085,000 | 112,471,000 | 116,676,000 | 111,682,000 |
| Total loans | 57,216,000 | 56,498,000 | 57,495,000 | 54,988,000 |
| Allowance for loan losses | 224,000 | 224,000 | 223,000 | 309,000 |
| Securities available for sale | 27,684,000 | 26,856,000 | 28,444,000 | 28,840,000 |
| Securities held to maturity | 2,462,000 | 2,459,000 | 2,456,000 | 1,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,656,000 | 101,789,000 | 104,180,000 | 98,489,000 |
| Interest-bearing deposits | 83,844,000 | 83,457,000 | 84,030,000 | 78,764,000 |
| Noninterest-bearing deposits | 18,812,000 | 18,332,000 | 20,150,000 | 19,725,000 |
| Equity capital | 5,481,000 | 5,902,000 | 6,719,000 | 6,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,249,000 | 2,536,000 | 3,846,000 | 5,098,000 |
| Interest expense | 456,000 | 916,000 | 1,386,000 | 1,819,000 |
| Net interest income | 793,000 | 1,620,000 | 2,460,000 | 3,279,000 |
| Noninterest income | 113,000 | 216,000 | 332,000 | 1,410,000 |
| Noninterest expense | 589,000 | 1,172,000 | 1,769,000 | 2,430,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 317,000 | 664,000 | 1,023,000 | 2,159,000 |
| Income tax | 22,000 | 44,000 | 65,000 | 130,000 |
| Net income | 295,000 | 620,000 | 958,000 | 2,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,647,000 | 8,788,000 | 8,929,000 | 8,975,000 |
| Total capital | 8,871,000 | 9,012,000 | 9,152,000 | 9,284,000 |
| Risk-weighted assets | 55,853,000 | 58,885,000 | 57,191,000 | 58,979,000 |