Call reports 2014
BANK OF MILAN, THE — 2014
What BANK OF MILAN, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 62,555,000 | 62,026,000 | 61,790,000 | 63,013,000 |
| Total loans | 30,544,000 | 31,695,000 | 31,053,000 | 31,258,000 |
| Allowance for loan losses | 566,000 | 569,000 | 567,000 | 545,000 |
| Securities available for sale | 23,030,000 | 21,814,000 | 21,547,000 | 22,405,000 |
| Securities held to maturity | 2,257,000 | 3,226,000 | 3,195,000 | 3,167,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,955,000 | 55,678,000 | 55,356,000 | 56,277,000 |
| Interest-bearing deposits | 49,451,000 | 47,883,000 | 47,297,000 | 47,262,000 |
| Noninterest-bearing deposits | 7,504,000 | 7,795,000 | 8,059,000 | 9,015,000 |
| Equity capital | 4,967,000 | 5,465,000 | 5,591,000 | 5,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 586,000 | 1,187,000 | 1,781,000 | 2,368,000 |
| Interest expense | 43,000 | 85,000 | 127,000 | 168,000 |
| Net interest income | 543,000 | 1,102,000 | 1,654,000 | 2,200,000 |
| Noninterest income | 113,000 | 289,000 | 433,000 | 542,000 |
| Noninterest expense | 563,000 | 1,101,000 | 1,644,000 | 2,192,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 314,000 | 474,000 | 580,000 |
| Income tax | 11,000 | 23,000 | 34,000 | 36,000 |
| Net income | 82,000 | 291,000 | 440,000 | 544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,531,000 | 5,739,000 | 5,784,000 | 5,866,000 |
| Total capital | 6,001,000 | 6,217,000 | 6,254,000 | 6,343,000 |
| Risk-weighted assets | 37,535,000 | 38,179,000 | 37,555,000 | 38,022,000 |