Call reports 2013
BANK OF MILAN, THE — 2013
What BANK OF MILAN, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 64,223,000 | 61,748,000 | 61,973,000 | 62,532,000 |
| Total loans | 30,309,000 | 29,861,000 | 29,857,000 | 31,598,000 |
| Allowance for loan losses | 505,000 | 560,000 | 564,000 | 565,000 |
| Securities available for sale | 24,170,000 | 23,569,000 | 23,384,000 | 22,134,000 |
| Securities held to maturity | 1,359,000 | 2,324,000 | 2,296,000 | 2,274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,996,000 | 55,448,000 | 55,985,000 | 54,641,000 |
| Interest-bearing deposits | 49,493,000 | 48,749,000 | 49,115,000 | 47,800,000 |
| Noninterest-bearing deposits | 7,503,000 | 6,699,000 | 6,870,000 | 6,841,000 |
| Equity capital | 6,325,000 | 5,543,000 | 5,245,000 | 5,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 621,000 | 1,254,000 | 1,871,000 | 2,486,000 |
| Interest expense | 59,000 | 110,000 | 158,000 | 203,000 |
| Net interest income | 562,000 | 1,144,000 | 1,713,000 | 2,283,000 |
| Noninterest income | 126,000 | 388,000 | 538,000 | 665,000 |
| Noninterest expense | 527,000 | 1,095,000 | 1,643,000 | 2,235,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 161,000 | 437,000 | 608,000 | 721,000 |
| Income tax | 7,000 | 14,000 | 20,000 | 46,000 |
| Net income | 154,000 | 423,000 | 588,000 | 675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,103,000 | 6,272,000 | 6,025,000 | 6,107,000 |
| Total capital | 6,570,000 | 6,739,000 | 6,494,000 | 6,589,000 |
| Risk-weighted assets | 37,381,000 | 37,294,000 | 37,456,000 | 38,437,000 |