Call reports 2012
BANK OF MILAN, THE — 2012
What BANK OF MILAN, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 64,536,000 | 63,482,000 | 62,687,000 | 63,144,000 |
| Total loans | 31,445,000 | 32,480,000 | 31,539,000 | 31,130,000 |
| Allowance for loan losses | 305,000 | 499,000 | 482,000 | 500,000 |
| Securities available for sale | 25,716,000 | 21,093,000 | 21,442,000 | 21,944,000 |
| Securities held to maturity | 1,517,000 | 1,481,000 | 2,442,000 | 2,399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,412,000 | 55,431,000 | 54,042,000 | 55,930,000 |
| Interest-bearing deposits | 49,532,000 | 48,073,000 | 47,678,000 | 48,888,000 |
| Noninterest-bearing deposits | 6,880,000 | 7,358,000 | 6,364,000 | 7,042,000 |
| Equity capital | 6,118,000 | 6,196,000 | 6,350,000 | 6,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,389,000 | 2,065,000 | 2,740,000 |
| Interest expense | 102,000 | 188,000 | 263,000 | 327,000 |
| Net interest income | 577,000 | 1,201,000 | 1,802,000 | 2,413,000 |
| Noninterest income | 142,000 | 299,000 | 459,000 | 596,000 |
| Noninterest expense | 563,000 | 1,148,000 | 1,734,000 | 2,320,000 |
| Provision for loan losses | 0 | 183,000 | 183,000 | 182,000 |
| Pretax income | 158,000 | 339,000 | 514,000 | 746,000 |
| Income tax | 0 | 0 | 0 | 10,000 |
| Net income | 158,000 | 339,000 | 514,000 | 736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,669,000 | 5,748,000 | 5,869,000 | 6,080,000 |
| Total capital | 5,974,000 | 6,216,000 | 6,323,000 | 6,528,000 |
| Risk-weighted assets | 35,476,000 | 37,416,000 | 37,494,000 | 37,087,000 |