Call reports 2009
BANK OF MILAN, THE — 2009
What BANK OF MILAN, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 63,929,000 | 62,371,000 | 64,162,000 | 63,210,000 |
| Total loans | 31,938,000 | 32,278,000 | 33,834,000 | 32,281,000 |
| Allowance for loan losses | 488,000 | 407,000 | 397,000 | 395,000 |
| Securities available for sale | 21,351,000 | 11,945,000 | 21,894,000 | 21,802,000 |
| Securities held to maturity | 2,462,000 | 2,785,000 | 2,147,000 | 2,001,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,031,000 | 51,673,000 | 52,537,000 | 52,369,000 |
| Interest-bearing deposits | 45,713,000 | 46,555,000 | 47,060,000 | 46,728,000 |
| Noninterest-bearing deposits | 5,318,000 | 5,118,000 | 5,476,000 | 5,641,000 |
| Equity capital | 5,562,000 | 5,291,000 | 5,511,000 | 5,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 786,000 | 1,590,000 | 2,382,000 | 3,163,000 |
| Interest expense | 378,000 | 735,000 | 1,063,000 | 1,346,000 |
| Net interest income | 408,000 | 855,000 | 1,319,000 | 1,817,000 |
| Noninterest income | 168,000 | 366,000 | 553,000 | 724,000 |
| Noninterest expense | 554,000 | 1,099,000 | 1,699,000 | 2,274,000 |
| Provision for loan losses | 0 | -100,000 | -100,000 | -100,000 |
| Pretax income | 22,000 | -13,000 | 38,000 | 291,000 |
| Income tax | 0 | 0 | 0 | -64,000 |
| Net income | 22,000 | -13,000 | 38,000 | 355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,221,000 | 5,185,000 | 5,236,000 | 5,553,000 |
| Total capital | 5,656,000 | 5,592,000 | 5,633,000 | 5,949,000 |
| Risk-weighted assets | 34,921,000 | 34,901,000 | 35,953,000 | 34,241,000 |