Call reports 2023
UNION STATE BANK — 2023
What UNION STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 90,495,000 | 91,811,000 | 93,867,000 | 96,471,000 |
| Total loans | 64,497,000 | 67,229,000 | 69,113,000 | 68,416,000 |
| Allowance for loan losses | 718,000 | 718,000 | 703,000 | 704,000 |
| Securities available for sale | 16,403,000 | 16,332,000 | 16,085,000 | 18,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,248,000 | 73,605,000 | 74,219,000 | 77,288,000 |
| Interest-bearing deposits | 69,171,000 | 68,244,000 | 68,832,000 | 71,948,000 |
| Noninterest-bearing deposits | 6,077,000 | 5,361,000 | 5,387,000 | 5,340,000 |
| Equity capital | 12,913,000 | 12,863,000 | 12,742,000 | 13,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,876,000 | 2,938,000 | 4,044,000 |
| Interest expense | 194,000 | 457,000 | 818,000 | 1,248,000 |
| Net interest income | 699,000 | 1,419,000 | 2,120,000 | 2,796,000 |
| Noninterest income | 45,000 | 91,000 | 160,000 | 225,000 |
| Noninterest expense | 615,000 | 1,241,000 | 1,798,000 | 2,414,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 118,000 | 258,000 | 476,000 | 599,000 |
| Income tax | 6,000 | 12,000 | 22,000 | 28,000 |
| Net income | 112,000 | 246,000 | 454,000 | 571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,419,000 | 9,505,000 | 9,618,000 | 9,440,000 |