Call reports 2022
UNION STATE BANK — 2022
What UNION STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 96,719,000 | 93,668,000 | 89,844,000 | 90,094,000 |
| Total loans | 58,799,000 | 60,921,000 | 63,507,000 | 64,161,000 |
| Allowance for loan losses | 706,000 | 712,000 | 713,000 | 714,000 |
| Securities available for sale | 14,686,000 | 16,828,000 | 16,957,000 | 17,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,881,000 | 80,434,000 | 76,767,000 | 75,486,000 |
| Interest-bearing deposits | 76,539,000 | 74,599,000 | 71,351,000 | 69,749,000 |
| Noninterest-bearing deposits | 6,342,000 | 5,835,000 | 5,416,000 | 5,737,000 |
| Equity capital | 13,060,000 | 12,449,000 | 12,319,000 | 12,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,565,000 | 2,417,000 | 3,301,000 |
| Interest expense | 124,000 | 230,000 | 340,000 | 472,000 |
| Net interest income | 634,000 | 1,335,000 | 2,077,000 | 2,829,000 |
| Noninterest income | 57,000 | 255,000 | 321,000 | 405,000 |
| Noninterest expense | 544,000 | 1,061,000 | 1,584,000 | 2,192,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 146,000 | 524,000 | 811,000 | 1,040,000 |
| Income tax | 7,000 | 26,000 | 40,000 | 53,000 |
| Net income | 139,000 | 498,000 | 771,000 | 987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,938,000 | 9,201,000 | 9,378,000 | 9,355,000 |