Call reports 2021
UNION STATE BANK — 2021
What UNION STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 92,636,000 | 91,825,000 | 89,558,000 | 91,644,000 |
| Total loans | 58,121,000 | 56,283,000 | 58,354,000 | 58,936,000 |
| Allowance for loan losses | 665,000 | 665,000 | 695,000 | 704,000 |
| Securities available for sale | 12,013,000 | 13,977,000 | 14,469,000 | 14,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,374,000 | 76,199,000 | 73,872,000 | 77,015,000 |
| Interest-bearing deposits | 70,998,000 | 70,511,000 | 68,034,000 | 70,607,000 |
| Noninterest-bearing deposits | 6,376,000 | 5,688,000 | 5,838,000 | 6,408,000 |
| Equity capital | 13,278,000 | 13,994,000 | 14,140,000 | 13,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 839,000 | 2,257,000 | 3,097,000 | 3,891,000 |
| Interest expense | 176,000 | 338,000 | 491,000 | 630,000 |
| Net interest income | 663,000 | 1,919,000 | 2,606,000 | 3,261,000 |
| Noninterest income | 61,000 | 104,000 | 167,000 | 231,000 |
| Noninterest expense | 555,000 | 1,078,000 | 1,610,000 | 2,269,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 171,000 | 953,000 | 1,169,000 | 1,235,000 |
| Income tax | 10,000 | 51,000 | 58,000 | 62,000 |
| Net income | 161,000 | 902,000 | 1,111,000 | 1,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,405,000 | 9,052,000 | 9,165,000 | 8,894,000 |