Call reports 2019
UNION STATE BANK — 2019
What UNION STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 78,376,000 | 79,931,000 | 80,213,000 | 81,751,000 |
| Total loans | 60,296,000 | 61,427,000 | 61,285,000 | 60,343,000 |
| Allowance for loan losses | 593,000 | 594,000 | 599,000 | 599,000 |
| Securities available for sale | 8,038,000 | 8,423,000 | 8,338,000 | 8,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,189,000 | 64,113,000 | 65,078,000 | 66,608,000 |
| Interest-bearing deposits | 59,820,000 | 60,301,000 | 61,781,000 | 62,956,000 |
| Noninterest-bearing deposits | 3,369,000 | 3,812,000 | 3,297,000 | 3,652,000 |
| Equity capital | 12,250,000 | 12,535,000 | 12,763,000 | 12,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 935,000 | 1,951,000 | 3,002,000 | 4,042,000 |
| Interest expense | 195,000 | 430,000 | 675,000 | 922,000 |
| Net interest income | 740,000 | 1,521,000 | 2,327,000 | 3,120,000 |
| Noninterest income | 46,000 | 108,000 | 139,000 | 206,000 |
| Noninterest expense | 538,000 | 1,073,000 | 1,589,000 | 2,168,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 248,000 | 558,000 | 879,000 | 1,161,000 |
| Income tax | 12,000 | 26,000 | 43,000 | 58,000 |
| Net income | 236,000 | 532,000 | 836,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,453,000 | 7,649,000 | 7,853,000 | 7,882,000 |
| Total capital | 8,046,000 | 8,243,000 | 8,452,000 | 8,481,000 |
| Risk-weighted assets | 60,992,000 | 61,864,000 | 74,875,000 | 62,026,000 |