Call reports 2018
UNION STATE BANK — 2018
What UNION STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 77,154,000 | 74,737,000 | 74,180,000 | 76,629,000 |
| Total loans | 54,702,000 | 55,414,000 | 56,989,000 | 57,528,000 |
| Allowance for loan losses | 536,000 | 538,000 | 585,000 | 591,000 |
| Securities available for sale | 8,795,000 | 9,197,000 | 8,019,000 | 8,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,318,000 | 61,699,000 | 57,719,000 | 61,793,000 |
| Interest-bearing deposits | 60,790,000 | 58,476,000 | 54,627,000 | 57,633,000 |
| Noninterest-bearing deposits | 3,528,000 | 3,223,000 | 3,092,000 | 4,160,000 |
| Equity capital | 11,889,000 | 12,108,000 | 12,243,000 | 12,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 850,000 | 1,740,000 | 2,540,000 | 3,456,000 |
| Interest expense | 135,000 | 282,000 | 442,000 | 625,000 |
| Net interest income | 715,000 | 1,458,000 | 2,098,000 | 2,831,000 |
| Noninterest income | 35,000 | 67,000 | 120,000 | 184,000 |
| Noninterest expense | 423,000 | 851,000 | 1,314,000 | 1,956,000 |
| Provision for loan losses | 120,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 207,000 | 554,000 | 784,000 | 968,000 |
| Income tax | 10,000 | 27,000 | 40,000 | 45,000 |
| Net income | 197,000 | 527,000 | 744,000 | 923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,109,000 | 7,343,000 | 7,466,000 | 7,313,000 |
| Total capital | 7,645,000 | 7,881,000 | 8,051,000 | 7,904,000 |
| Risk-weighted assets | 58,813,000 | 55,741,000 | 55,942,000 | 57,645,000 |