Call reports 2017
UNION STATE BANK — 2017
What UNION STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 79,051,000 | 76,122,000 | 75,179,000 | 74,133,000 |
| Total loans | 57,291,000 | 56,780,000 | 56,939,000 | 56,440,000 |
| Allowance for loan losses | 609,000 | 601,000 | 611,000 | 578,000 |
| Securities available for sale | 9,954,000 | 9,229,000 | 9,198,000 | 8,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,502,000 | 63,340,000 | 60,720,000 | 59,995,000 |
| Interest-bearing deposits | 60,825,000 | 59,884,000 | 57,557,000 | 56,228,000 |
| Noninterest-bearing deposits | 3,677,000 | 3,456,000 | 3,163,000 | 3,767,000 |
| Equity capital | 11,597,000 | 11,860,000 | 12,057,000 | 11,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 833,000 | 1,683,000 | 2,544,000 | 3,409,000 |
| Interest expense | 117,000 | 231,000 | 348,000 | 471,000 |
| Net interest income | 716,000 | 1,452,000 | 2,196,000 | 2,938,000 |
| Noninterest income | 46,000 | 88,000 | 133,000 | 189,000 |
| Noninterest expense | 441,000 | 890,000 | 1,350,000 | 1,977,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 321,000 | 650,000 | 979,000 | 1,150,000 |
| Income tax | 17,000 | 28,000 | 51,000 | 62,000 |
| Net income | 304,000 | 622,000 | 928,000 | 1,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,724,000 | 6,961,000 | 7,184,000 | 7,007,000 |
| Total capital | 7,333,000 | 7,562,000 | 7,795,000 | 7,585,000 |
| Risk-weighted assets | 57,309,000 | 56,394,000 | 56,279,000 | 55,466,000 |