Call reports 2011
UNION STATE BANK — 2011
What UNION STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 61,757,000 | 62,022,000 | 61,851,000 | 65,362,000 |
| Total loans | 36,009,000 | 36,689,000 | 37,606,000 | 37,563,000 |
| Allowance for loan losses | 271,000 | 315,000 | 434,000 | 434,000 |
| Securities available for sale | 15,140,000 | 15,568,000 | 15,699,000 | 17,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,596,000 | 49,182,000 | 49,231,000 | 52,739,000 |
| Interest-bearing deposits | 46,578,000 | 46,189,000 | 46,243,000 | 48,445,000 |
| Noninterest-bearing deposits | 3,018,000 | 2,993,000 | 2,988,000 | 4,294,000 |
| Equity capital | 9,691,000 | 9,852,000 | 10,179,000 | 10,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,456,000 | 2,229,000 | 2,979,000 |
| Interest expense | 174,000 | 340,000 | 503,000 | 662,000 |
| Net interest income | 551,000 | 1,116,000 | 1,726,000 | 2,317,000 |
| Noninterest income | 36,000 | 83,000 | 133,000 | 177,000 |
| Noninterest expense | 296,000 | 611,000 | 948,000 | 1,278,000 |
| Provision for loan losses | 199,000 | 259,000 | 259,000 | 259,000 |
| Pretax income | 89,000 | 326,000 | 662,000 | 967,000 |
| Income tax | 6,000 | 14,000 | 37,000 | 51,000 |
| Net income | 83,000 | 312,000 | 625,000 | 916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,483,000 | 4,574,000 | 4,747,000 | 4,785,000 |
| Total capital | 4,754,000 | 4,889,000 | 5,181,000 | 5,219,000 |
| Risk-weighted assets | 36,500,000 | 38,598,000 | 38,870,000 | 39,602,000 |