Call reports 2025
GRANGER NATIONAL BANK, THE — 2025
What GRANGER NATIONAL BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 47,092,000 | 47,863,000 | 49,099,000 | 52,295,000 |
| Total loans | 20,341,000 | 21,692,000 | 23,514,000 | 24,094,000 |
| Allowance for loan losses | 339,000 | 328,000 | 328,000 | 326,000 |
| Securities available for sale | 19,287,000 | 18,367,000 | 18,228,000 | 18,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,252,000 | 41,684,000 | 42,749,000 | 45,817,000 |
| Interest-bearing deposits | 28,753,000 | 29,055,000 | 32,152,000 | 33,132,000 |
| Noninterest-bearing deposits | 12,499,000 | 12,629,000 | 10,597,000 | 12,685,000 |
| Equity capital | 5,747,000 | 5,715,000 | 5,895,000 | 5,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 580,000 | 1,163,000 | 1,742,000 | 2,330,000 |
| Interest expense | 183,000 | 357,000 | 532,000 | 719,000 |
| Net interest income | 397,000 | 806,000 | 1,210,000 | 1,611,000 |
| Noninterest income | 32,000 | 78,000 | 129,000 | 183,000 |
| Noninterest expense | 593,000 | 1,228,000 | 1,863,000 | 2,506,000 |
| Provision for loan losses | -7,000 | -19,000 | -19,000 | -19,000 |
| Pretax income | -164,000 | -344,000 | -524,000 | -712,000 |
| Income tax | -42,000 | -91,000 | -130,000 | -162,000 |
| Net income | -122,000 | -253,000 | -394,000 | -550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,928,000 | 7,796,000 | 7,656,000 | 7,499,000 |