Call reports 2023
GRANGER NATIONAL BANK, THE — 2023
What GRANGER NATIONAL BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 41,709,000 | 40,027,000 | 39,707,000 | 41,636,000 |
| Total loans | 5,723,000 | 6,282,000 | 6,061,000 | 5,889,000 |
| Allowance for loan losses | 126,000 | 126,000 | 126,000 | 126,000 |
| Securities available for sale | 26,146,000 | 24,720,000 | 23,655,000 | 24,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,129,000 | 36,673,000 | 36,695,000 | 37,848,000 |
| Interest-bearing deposits | 25,673,000 | 24,169,000 | 24,216,000 | 26,996,000 |
| Noninterest-bearing deposits | 12,456,000 | 12,504,000 | 12,479,000 | 10,852,000 |
| Equity capital | 3,559,000 | 3,323,000 | 2,969,000 | 3,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 300,000 | 608,000 | 925,000 | 1,249,000 |
| Interest expense | 37,000 | 102,000 | 184,000 | 295,000 |
| Net interest income | 263,000 | 506,000 | 741,000 | 954,000 |
| Noninterest income | 31,000 | 64,000 | 95,000 | 126,000 |
| Noninterest expense | 223,000 | 450,000 | 670,000 | 904,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 71,000 | 120,000 | 166,000 | 176,000 |
| Income tax | 0 | 5,000 | 7,000 | 7,000 |
| Net income | 71,000 | 115,000 | 159,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,203,000 | 6,247,000 | 6,291,000 | 6,296,000 |