Call reports 2021
GRANGER NATIONAL BANK, THE — 2021
What GRANGER NATIONAL BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 40,048,000 | 40,767,000 | 40,895,000 | 48,483,000 |
| Total loans | 8,166,000 | 8,309,000 | 7,707,000 | 6,185,000 |
| Allowance for loan losses | 192,000 | 200,000 | 200,000 | 200,000 |
| Securities available for sale | 25,916,000 | 27,540,000 | 27,225,000 | 24,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,034,000 | 34,586,000 | 34,679,000 | 42,507,000 |
| Interest-bearing deposits | 23,533,000 | 24,098,000 | 24,652,000 | 27,854,000 |
| Noninterest-bearing deposits | 10,501,000 | 10,488,000 | 10,027,000 | 14,653,000 |
| Equity capital | 5,965,000 | 6,107,000 | 6,142,000 | 5,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 228,000 | 464,000 | 705,000 | 934,000 |
| Interest expense | 23,000 | 48,000 | 71,000 | 92,000 |
| Net interest income | 205,000 | 416,000 | 634,000 | 842,000 |
| Noninterest income | 95,000 | 185,000 | 242,000 | 295,000 |
| Noninterest expense | 211,000 | 425,000 | 660,000 | 913,000 |
| Provision for loan losses | 40,000 | 70,000 | 70,000 | 70,000 |
| Pretax income | 49,000 | 106,000 | 146,000 | 154,000 |
| Income tax | 0 | 0 | 4,000 | 5,000 |
| Net income | 49,000 | 106,000 | 142,000 | 149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,825,000 | 5,882,000 | 5,918,000 | 5,909,000 |
| Total capital | — | — | 6,113,000 | — |
| Risk-weighted assets | — | — | 15,606,000 | — |