Call reports 2020
GRANGER NATIONAL BANK, THE — 2020
What GRANGER NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 32,257,000 | 34,678,000 | 35,067,000 | 38,084,000 |
| Total loans | 7,883,000 | 8,409,000 | 8,074,000 | 7,714,000 |
| Allowance for loan losses | 199,000 | 199,000 | 199,000 | 152,000 |
| Securities available for sale | 17,969,000 | 18,874,000 | 21,256,000 | 20,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,970,000 | 28,265,000 | 28,655,000 | 31,687,000 |
| Interest-bearing deposits | 19,159,000 | 19,701,000 | 20,498,000 | 21,730,000 |
| Noninterest-bearing deposits | 6,811,000 | 8,564,000 | 8,157,000 | 9,957,000 |
| Equity capital | 6,143,000 | 6,247,000 | 6,244,000 | 6,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 515,000 | 755,000 | 993,000 |
| Interest expense | 39,000 | 70,000 | 100,000 | 127,000 |
| Net interest income | 227,000 | 445,000 | 655,000 | 866,000 |
| Noninterest income | 30,000 | 67,000 | 93,000 | 122,000 |
| Noninterest expense | 242,000 | 458,000 | 690,000 | 912,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,000 | 54,000 | 58,000 | 80,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 2,000 |
| Net income | 14,000 | 52,000 | 56,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,714,000 | 5,751,000 | 5,753,000 | 5,776,000 |
| Total capital | 5,895,000 | 5,947,000 | 5,946,000 | — |
| Risk-weighted assets | 14,521,000 | 15,722,000 | 15,503,000 | — |