Call reports 2019
GRANGER NATIONAL BANK, THE — 2019
What GRANGER NATIONAL BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 31,832,000 | 31,853,000 | 31,943,000 | 32,796,000 |
| Total loans | 7,941,000 | 8,962,000 | 8,450,000 | 7,598,000 |
| Allowance for loan losses | 215,000 | 210,000 | 209,000 | 210,000 |
| Securities available for sale | 14,873,000 | 15,589,000 | 14,038,000 | 18,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,232,000 | 25,997,000 | 25,920,000 | 26,900,000 |
| Interest-bearing deposits | 19,446,000 | 18,900,000 | 18,808,000 | 19,551,000 |
| Noninterest-bearing deposits | 6,786,000 | 7,097,000 | 7,112,000 | 7,349,000 |
| Equity capital | 5,554,000 | 5,783,000 | 5,917,000 | 5,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 331,000 | 627,000 | 919,000 | 1,208,000 |
| Interest expense | 39,000 | 79,000 | 120,000 | 161,000 |
| Net interest income | 292,000 | 548,000 | 799,000 | 1,047,000 |
| Noninterest income | 39,000 | 75,000 | 107,000 | 138,000 |
| Noninterest expense | 236,000 | 461,000 | 702,000 | 924,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 95,000 | 162,000 | 204,000 | 261,000 |
| Income tax | 6,000 | 12,000 | 17,000 | 23,000 |
| Net income | 89,000 | 150,000 | 187,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,569,000 | 5,627,000 | 5,665,000 | 5,700,000 |
| Total capital | 5,750,000 | 5,815,000 | 5,846,000 | 5,880,000 |
| Risk-weighted assets | 14,465,000 | 15,056,000 | 14,526,000 | 14,394,000 |