Call reports 2018
GRANGER NATIONAL BANK, THE — 2018
What GRANGER NATIONAL BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 32,717,000 | 32,218,000 | 32,628,000 | 32,140,000 |
| Total loans | 8,349,000 | 8,652,000 | 8,225,000 | 7,925,000 |
| Allowance for loan losses | 215,000 | 215,000 | 215,000 | 215,000 |
| Securities available for sale | 15,807,000 | 14,053,000 | 14,814,000 | 14,958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,505,000 | 27,016,000 | 27,512,000 | 26,865,000 |
| Interest-bearing deposits | 20,726,000 | 19,955,000 | 20,264,000 | 19,832,000 |
| Noninterest-bearing deposits | 6,779,000 | 7,061,000 | 7,248,000 | 7,033,000 |
| Equity capital | 5,183,000 | 5,170,000 | 5,071,000 | 5,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 279,000 | 559,000 | 852,000 | 1,140,000 |
| Interest expense | 31,000 | 60,000 | 96,000 | 133,000 |
| Net interest income | 248,000 | 499,000 | 756,000 | 1,007,000 |
| Noninterest income | 34,000 | 70,000 | 100,000 | 131,000 |
| Noninterest expense | 236,000 | 455,000 | 697,000 | 929,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 114,000 | 159,000 | 209,000 |
| Income tax | 2,000 | 7,000 | 9,000 | 13,000 |
| Net income | 44,000 | 107,000 | 150,000 | 196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,349,000 | 5,407,000 | 5,449,000 | 5,480,000 |
| Total capital | 5,540,000 | 5,596,000 | 5,639,000 | 5,666,000 |
| Risk-weighted assets | 15,256,000 | 15,167,000 | 15,247,000 | 14,863,000 |