Call reports 2017
GRANGER NATIONAL BANK, THE — 2017
What GRANGER NATIONAL BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 32,210,000 | 31,409,000 | 33,025,000 | 33,151,000 |
| Total loans | 7,086,000 | 7,640,000 | 8,039,000 | 7,208,000 |
| Allowance for loan losses | 215,000 | 215,000 | 215,000 | 215,000 |
| Securities available for sale | 17,108,000 | 17,975,000 | 16,969,000 | 16,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,869,000 | 25,880,000 | 27,506,000 | 27,827,000 |
| Interest-bearing deposits | 20,299,000 | 19,952,000 | 20,892,000 | 20,857,000 |
| Noninterest-bearing deposits | 6,570,000 | 5,928,000 | 6,614,000 | 6,970,000 |
| Equity capital | 5,253,000 | 5,395,000 | 5,406,000 | 5,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 536,000 | 818,000 | 1,099,000 |
| Interest expense | 26,000 | 53,000 | 81,000 | 112,000 |
| Net interest income | 233,000 | 483,000 | 737,000 | 987,000 |
| Noninterest income | 40,000 | 78,000 | 119,000 | 152,000 |
| Noninterest expense | 225,000 | 435,000 | 662,000 | 886,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 126,000 | 194,000 | 253,000 |
| Income tax | 1,000 | 10,000 | 14,000 | 20,000 |
| Net income | 47,000 | 116,000 | 180,000 | 233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,133,000 | 5,203,000 | 5,267,000 | 5,305,000 |
| Total capital | 5,304,000 | 5,379,000 | 5,446,000 | 5,478,000 |
| Risk-weighted assets | 13,657,000 | 14,103,000 | 14,285,000 | 13,812,000 |