Call reports 2016
GRANGER NATIONAL BANK, THE — 2016
What GRANGER NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 32,629,000 | 32,297,000 | 32,637,000 | 32,086,000 |
| Total loans | 6,682,000 | 6,995,000 | 6,910,000 | 6,565,000 |
| Allowance for loan losses | 218,000 | 215,000 | 215,000 | 215,000 |
| Securities available for sale | 17,404,000 | 17,353,000 | 17,065,000 | 16,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,021,000 | 26,587,000 | 26,950,000 | 26,863,000 |
| Interest-bearing deposits | 20,901,000 | 20,540,000 | 20,256,000 | 20,320,000 |
| Noninterest-bearing deposits | 6,120,000 | 6,047,000 | 6,694,000 | 6,543,000 |
| Equity capital | 5,352,000 | 5,435,000 | 5,447,000 | 5,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 257,000 | 521,000 | 786,000 | 1,045,000 |
| Interest expense | 28,000 | 55,000 | 82,000 | 109,000 |
| Net interest income | 229,000 | 466,000 | 704,000 | 936,000 |
| Noninterest income | 34,000 | 70,000 | 109,000 | 144,000 |
| Noninterest expense | 191,000 | 399,000 | 616,000 | 823,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 137,000 | 197,000 | 257,000 |
| Income tax | 3,000 | 7,000 | 11,000 | 18,000 |
| Net income | 69,000 | 130,000 | 186,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,917,000 | 4,978,000 | 5,034,000 | 5,087,000 |
| Total capital | 5,082,000 | 5,145,000 | 5,201,000 | 5,250,000 |
| Risk-weighted assets | 13,214,000 | 13,340,000 | 13,363,000 | 13,010,000 |