Call reports 2015
GRANGER NATIONAL BANK, THE — 2015
What GRANGER NATIONAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 33,576,000 | 33,163,000 | 32,230,000 | 33,756,000 |
| Total loans | 6,067,000 | 6,028,000 | 6,127,000 | 6,338,000 |
| Allowance for loan losses | 218,000 | 218,000 | 218,000 | 218,000 |
| Securities available for sale | 17,210,000 | 16,787,000 | 16,759,000 | 17,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,064,000 | 27,938,000 | 26,793,000 | 28,378,000 |
| Interest-bearing deposits | 21,579,000 | 21,431,000 | 20,304,000 | 21,614,000 |
| Noninterest-bearing deposits | 6,485,000 | 6,507,000 | 6,489,000 | 6,764,000 |
| Equity capital | 5,219,000 | 5,059,000 | 5,210,000 | 5,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 237,000 | 486,000 | 732,000 | 976,000 |
| Interest expense | 32,000 | 61,000 | 90,000 | 118,000 |
| Net interest income | 205,000 | 425,000 | 642,000 | 858,000 |
| Noninterest income | 29,000 | 60,000 | 94,000 | 126,000 |
| Noninterest expense | 194,000 | 384,000 | 573,000 | 777,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | 115,000 | 177,000 | 222,000 |
| Income tax | 0 | 6,000 | 10,000 | 10,000 |
| Net income | 40,000 | 109,000 | 167,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,708,000 | 4,778,000 | 4,836,000 | 4,849,000 |
| Total capital | 4,905,000 | 4,936,000 | 4,994,000 | 5,013,000 |
| Risk-weighted assets | 15,791,000 | 12,593,000 | 12,623,000 | 13,081,000 |