Call reports 2014
GRANGER NATIONAL BANK, THE — 2014
What GRANGER NATIONAL BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 32,361,000 | 32,713,000 | 32,665,000 | 33,733,000 |
| Total loans | 6,690,000 | 6,741,000 | 6,692,000 | 5,716,000 |
| Allowance for loan losses | 218,000 | 218,000 | 218,000 | 218,000 |
| Securities available for sale | 16,280,000 | 16,388,000 | 16,122,000 | 16,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,619,000 | 27,710,000 | 27,548,000 | 28,483,000 |
| Interest-bearing deposits | 21,319,000 | 21,085,000 | 21,059,000 | 21,763,000 |
| Noninterest-bearing deposits | 6,300,000 | 6,625,000 | 6,489,000 | 6,720,000 |
| Equity capital | 4,655,000 | 4,847,000 | 4,946,000 | 5,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 241,000 | 489,000 | 737,000 | 979,000 |
| Interest expense | 31,000 | 62,000 | 92,000 | 123,000 |
| Net interest income | 210,000 | 427,000 | 645,000 | 856,000 |
| Noninterest income | 34,000 | 71,000 | 103,000 | 138,000 |
| Noninterest expense | 194,000 | 377,000 | 564,000 | 764,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 121,000 | 184,000 | 230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 121,000 | 184,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,535,000 | 4,606,000 | 4,669,000 | 4,684,000 |
| Total capital | 4,689,000 | 4,763,000 | 4,824,000 | 4,832,000 |
| Risk-weighted assets | 12,283,000 | 12,471,000 | 12,349,000 | 11,788,000 |