Call reports 2012
GRANGER NATIONAL BANK, THE — 2012
What GRANGER NATIONAL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 28,682,000 | 29,419,000 | 30,369,000 | 31,747,000 |
| Total loans | 6,173,000 | 6,693,000 | 6,159,000 | 5,997,000 |
| Allowance for loan losses | 215,000 | 216,000 | 217,000 | 217,000 |
| Securities available for sale | 17,711,000 | 17,177,000 | 16,775,000 | 17,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,732,000 | 24,137,000 | 24,935,000 | 26,332,000 |
| Interest-bearing deposits | 18,367,000 | 18,243,000 | 19,294,000 | 19,946,000 |
| Noninterest-bearing deposits | 5,365,000 | 5,894,000 | 5,641,000 | 6,386,000 |
| Equity capital | 4,643,000 | 4,886,000 | 5,004,000 | 5,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 261,000 | 533,000 | 804,000 | 1,054,000 |
| Interest expense | 36,000 | 71,000 | 106,000 | 140,000 |
| Net interest income | 225,000 | 462,000 | 698,000 | 914,000 |
| Noninterest income | 32,000 | 71,000 | 105,000 | 136,000 |
| Noninterest expense | 203,000 | 403,000 | 602,000 | 798,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 54,000 | 139,000 | 210,000 | 261,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | 54,000 | 139,000 | 210,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,072,000 | 4,156,000 | 4,227,000 | 4,237,000 |
| Total capital | 4,218,000 | 4,306,000 | 4,373,000 | 4,384,000 |
| Risk-weighted assets | 11,637,000 | 11,950,000 | 11,618,000 | 11,684,000 |