Call reports 2011
GRANGER NATIONAL BANK, THE — 2011
What GRANGER NATIONAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 29,051,000 | 27,503,000 | 29,186,000 | 29,237,000 |
| Total loans | 5,975,000 | 6,324,000 | 5,839,000 | 5,460,000 |
| Allowance for loan losses | 215,000 | 215,000 | 215,000 | 215,000 |
| Securities available for sale | 16,762,000 | 17,448,000 | 15,289,000 | 18,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,100,000 | 23,084,000 | 24,223,000 | 24,292,000 |
| Interest-bearing deposits | 20,093,000 | 18,530,000 | 18,528,000 | 18,831,000 |
| Noninterest-bearing deposits | 5,007,000 | 4,554,000 | 5,695,000 | 5,461,000 |
| Equity capital | 3,913,000 | 4,240,000 | 4,622,000 | 4,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 252,000 | 526,000 | 810,000 | 1,048,000 |
| Interest expense | 47,000 | 90,000 | 129,000 | 166,000 |
| Net interest income | 205,000 | 436,000 | 681,000 | 882,000 |
| Noninterest income | 35,000 | 70,000 | 102,000 | 133,000 |
| Noninterest expense | 210,000 | 413,000 | 604,000 | 801,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 30,000 | 93,000 | 179,000 | 214,000 |
| Income tax | 0 | 2,000 | 4,000 | 4,000 |
| Net income | 30,000 | 91,000 | 175,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,868,000 | 3,929,000 | 4,013,000 | 4,017,000 |
| Total capital | 4,019,000 | 4,077,000 | 4,157,000 | 4,157,000 |
| Risk-weighted assets | 12,055,000 | 11,795,000 | 11,437,000 | 11,161,000 |