Call reports 2015
CENTRAL BANK — 2015
What CENTRAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 264,308,000 | 260,338,000 | 256,335,000 | 264,861,000 |
| Total loans | 195,340,000 | 198,870,000 | 200,461,000 | 199,361,000 |
| Allowance for loan losses | 2,405,000 | 2,397,000 | 2,344,000 | 79,000 |
| Securities available for sale | 41,716,000 | 38,272,000 | 37,525,000 | 34,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,335,000 | 223,334,000 | 214,090,000 | 207,270,000 |
| Interest-bearing deposits | 188,767,000 | 183,899,000 | 177,198,000 | 171,717,000 |
| Noninterest-bearing deposits | 38,568,000 | 39,435,000 | 36,892,000 | 35,553,000 |
| Equity capital | 29,845,000 | 29,637,000 | 30,103,000 | 34,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,643,000 | 5,326,000 | 8,042,000 | 2,259,000 |
| Interest expense | 261,000 | 523,000 | 786,000 | 223,000 |
| Net interest income | 2,382,000 | 4,803,000 | 7,256,000 | 2,036,000 |
| Noninterest income | 496,000 | 1,008,000 | 1,608,000 | 670,000 |
| Noninterest expense | 1,847,000 | 3,638,000 | 5,686,000 | 2,463,000 |
| Provision for loan losses | 53,000 | 53,000 | 53,000 | 146,000 |
| Pretax income | 994,000 | 2,134,000 | 3,139,000 | 102,000 |
| Income tax | 2,000 | 3,000 | 0 | -11,000 |
| Net income | 992,000 | 2,131,000 | 3,139,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,932,000 | 30,004,000 | 30,229,000 | 25,873,000 |
| Total capital | 32,337,000 | 32,401,000 | 32,573,000 | 25,952,000 |
| Risk-weighted assets | 217,383,000 | 220,417,000 | 222,544,000 | 230,409,000 |