Call reports 2013
CENTRAL BANK — 2013
What CENTRAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 255,620,000 | 260,201,000 | 261,536,000 | 254,035,000 |
| Total loans | 179,013,000 | 182,452,000 | 187,320,000 | 181,470,000 |
| Allowance for loan losses | 3,005,000 | 2,582,000 | 2,557,000 | 2,430,000 |
| Securities available for sale | 58,197,000 | 56,558,000 | 53,871,000 | 52,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,096,000 | 213,742,000 | 210,208,000 | 203,075,000 |
| Interest-bearing deposits | 180,207,000 | 175,152,000 | 176,218,000 | 168,867,000 |
| Noninterest-bearing deposits | 36,889,000 | 38,590,000 | 33,990,000 | 34,208,000 |
| Equity capital | 29,009,000 | 27,816,000 | 27,202,000 | 27,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,606,000 | 5,227,000 | 7,879,000 | 10,536,000 |
| Interest expense | 440,000 | 874,000 | 1,295,000 | 1,638,000 |
| Net interest income | 2,166,000 | 4,353,000 | 6,584,000 | 8,898,000 |
| Noninterest income | 535,000 | 1,028,000 | 1,550,000 | 2,021,000 |
| Noninterest expense | 1,871,000 | 3,652,000 | 5,647,000 | 7,575,000 |
| Provision for loan losses | 30,000 | 30,000 | 57,000 | 57,000 |
| Pretax income | 840,000 | 1,739,000 | 2,446,000 | 3,303,000 |
| Income tax | -5,000 | -2,000 | -5,000 | -3,000 |
| Net income | 845,000 | 1,741,000 | 2,451,000 | 3,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,506,000 | 28,704,000 | 28,896,000 | 29,102,000 |
| Total capital | 31,024,000 | 31,286,000 | 31,453,000 | 31,532,000 |
| Risk-weighted assets | 200,970,000 | 207,722,000 | 214,050,000 | 210,882,000 |