Call reports 2012
CENTRAL BANK — 2012
What CENTRAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 247,454,000 | 245,027,000 | 243,308,000 | 244,881,000 |
| Total loans | 178,718,000 | 181,643,000 | 181,752,000 | 179,323,000 |
| Allowance for loan losses | 3,723,000 | 3,334,000 | 3,076,000 | 3,119,000 |
| Securities available for sale | 46,044,000 | 43,368,000 | 41,769,000 | 39,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,344,000 | 205,418,000 | 205,388,000 | 207,438,000 |
| Interest-bearing deposits | 171,713,000 | 166,303,000 | 167,017,000 | 167,290,000 |
| Noninterest-bearing deposits | 36,631,000 | 39,115,000 | 38,371,000 | 40,148,000 |
| Equity capital | 28,012,000 | 28,336,000 | 28,819,000 | 28,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,863,000 | 5,741,000 | 8,572,000 | 11,327,000 |
| Interest expense | 512,000 | 1,007,000 | 1,477,000 | 1,913,000 |
| Net interest income | 2,351,000 | 4,734,000 | 7,095,000 | 9,414,000 |
| Noninterest income | 953,000 | 1,296,000 | 1,716,000 | 2,333,000 |
| Noninterest expense | 2,093,000 | 3,864,000 | 5,708,000 | 7,560,000 |
| Provision for loan losses | 0 | 0 | 0 | 193,000 |
| Pretax income | 1,211,000 | 2,166,000 | 3,103,000 | 3,994,000 |
| Income tax | 4,000 | 7,000 | 11,000 | 14,000 |
| Net income | 1,207,000 | 2,159,000 | 3,092,000 | 3,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,526,000 | 27,591,000 | 28,049,000 | 28,248,000 |
| Total capital | 29,980,000 | 30,102,000 | 30,424,000 | 30,708,000 |
| Risk-weighted assets | 195,085,000 | 200,047,000 | 195,595,000 | 196,147,000 |