Call reports 2011
CENTRAL BANK — 2011
What CENTRAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 245,830,000 | 245,154,000 | 245,752,000 | 240,896,000 |
| Total loans | 183,007,000 | 176,377,000 | 177,401,000 | 178,802,000 |
| Allowance for loan losses | 3,656,000 | 3,776,000 | 3,582,000 | 3,967,000 |
| Securities available for sale | 41,330,000 | 43,779,000 | 41,512,000 | 40,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,196,000 | 204,270,000 | 206,176,000 | 201,155,000 |
| Interest-bearing deposits | 172,132,000 | 170,853,000 | 168,067,000 | 164,514,000 |
| Noninterest-bearing deposits | 33,064,000 | 33,417,000 | 38,109,000 | 36,641,000 |
| Equity capital | 26,446,000 | 27,330,000 | 28,125,000 | 27,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,098,000 | 6,134,000 | 9,132,000 | 12,074,000 |
| Interest expense | 601,000 | 1,171,000 | 1,719,000 | 2,233,000 |
| Net interest income | 2,497,000 | 4,963,000 | 7,413,000 | 9,841,000 |
| Noninterest income | 360,000 | 814,000 | 1,266,000 | 1,533,000 |
| Noninterest expense | 2,190,000 | 4,396,000 | 6,263,000 | 8,191,000 |
| Provision for loan losses | 155,000 | 155,000 | 273,000 | 810,000 |
| Pretax income | 512,000 | 1,226,000 | 2,143,000 | 2,373,000 |
| Income tax | 4,000 | 7,000 | 11,000 | 14,000 |
| Net income | 508,000 | 1,219,000 | 2,132,000 | 2,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,252,000 | 26,963,000 | 27,476,000 | 27,037,000 |
| Total capital | 28,747,000 | 29,397,000 | 29,930,000 | 29,501,000 |
| Risk-weighted assets | 198,457,000 | 193,388,000 | 195,163,000 | 195,604,000 |