Call reports 2023
SEYMOUR BANK, THE — 2023
What SEYMOUR BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 211,785,000 | 217,053,000 | 210,929,000 | 222,777,000 |
| Total loans | 118,408,000 | 124,755,000 | 125,802,000 | 129,725,000 |
| Allowance for loan losses | 1,388,000 | 1,611,000 | 1,651,000 | 1,694,000 |
| Securities available for sale | 78,404,000 | 76,857,000 | 69,524,000 | 72,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,392,000 | 177,120,000 | 166,285,000 | 174,795,000 |
| Interest-bearing deposits | 132,818,000 | 131,226,000 | 120,285,000 | 44,504,000 |
| Noninterest-bearing deposits | 46,574,000 | 45,894,000 | 46,000,000 | 130,291,000 |
| Equity capital | 14,782,000 | 14,578,000 | 11,636,000 | 15,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,191,000 | 4,531,000 | 6,975,000 | 9,478,000 |
| Interest expense | 423,000 | 1,034,000 | 1,874,000 | 2,940,000 |
| Net interest income | 1,768,000 | 3,497,000 | 5,101,000 | 6,538,000 |
| Noninterest income | 316,000 | 687,000 | 989,000 | 1,360,000 |
| Noninterest expense | 1,497,000 | 3,003,000 | 4,619,000 | 6,339,000 |
| Provision for loan losses | 56,000 | 278,000 | 323,000 | 371,000 |
| Pretax income | 531,000 | 903,000 | 1,017,000 | 1,057,000 |
| Income tax | 93,000 | 141,000 | 146,000 | 124,000 |
| Net income | 438,000 | 762,000 | 871,000 | 933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,992,000 | 23,316,000 | 22,712,000 | 22,775,000 |