Call reports 2020
SEYMOUR BANK, THE — 2020
What SEYMOUR BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 152,049,000 | 169,178,000 | 167,945,000 | 173,847,000 |
| Total loans | 104,897,000 | 105,634,000 | 106,320,000 | 104,344,000 |
| Allowance for loan losses | 1,195,000 | 1,215,000 | 1,217,000 | 1,184,000 |
| Securities available for sale | 37,049,000 | 38,554,000 | 41,190,000 | 37,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,675,000 | 140,391,000 | 141,632,000 | 153,373,000 |
| Interest-bearing deposits | 100,307,000 | 109,736,000 | 111,878,000 | 119,756,000 |
| Noninterest-bearing deposits | 24,368,000 | 30,655,000 | 29,754,000 | 33,617,000 |
| Equity capital | 18,095,000 | 19,430,000 | 19,880,000 | 19,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,875,000 | 3,764,000 | 5,546,000 | 7,266,000 |
| Interest expense | 417,000 | 781,000 | 1,136,000 | 1,443,000 |
| Net interest income | 1,458,000 | 2,983,000 | 4,410,000 | 5,823,000 |
| Noninterest income | 204,000 | 472,000 | 746,000 | 493,000 |
| Noninterest expense | 1,323,000 | 2,583,000 | 3,843,000 | 5,113,000 |
| Provision for loan losses | 185,000 | 200,000 | 195,000 | 157,000 |
| Pretax income | 321,000 | 839,000 | 1,285,000 | 1,528,000 |
| Income tax | 28,000 | 145,000 | 234,000 | 264,000 |
| Net income | 293,000 | 694,000 | 1,051,000 | 1,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,114,000 | 18,516,000 | 18,871,000 | 19,084,000 |