Call reports 2019
SEYMOUR BANK, THE — 2019
What SEYMOUR BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 142,658,000 | 145,681,000 | 148,491,000 | 162,979,000 |
| Total loans | 94,955,000 | 96,241,000 | 98,254,000 | 100,642,000 |
| Allowance for loan losses | 845,000 | 923,000 | 925,000 | 1,010,000 |
| Securities available for sale | 31,396,000 | 39,242,000 | 40,232,000 | 42,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,068,000 | 117,071,000 | 119,429,000 | 134,557,000 |
| Interest-bearing deposits | 91,764,000 | 94,012,000 | 97,304,000 | 111,482,000 |
| Noninterest-bearing deposits | 23,304,000 | 23,059,000 | 22,125,000 | 23,075,000 |
| Equity capital | 17,370,000 | 18,250,000 | 18,691,000 | 18,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,628,000 | 3,372,000 | 5,174,000 | 6,988,000 |
| Interest expense | 318,000 | 674,000 | 1,076,000 | 1,506,000 |
| Net interest income | 1,310,000 | 2,698,000 | 4,098,000 | 5,482,000 |
| Noninterest income | 252,000 | 543,000 | 819,000 | 1,084,000 |
| Noninterest expense | 1,319,000 | 2,583,000 | 3,953,000 | 5,307,000 |
| Provision for loan losses | -14,000 | -186,000 | -191,000 | -110,000 |
| Pretax income | 271,000 | 858,000 | 1,169,000 | 1,400,000 |
| Income tax | 50,000 | 175,000 | 222,000 | 200,000 |
| Net income | 221,000 | 683,000 | 947,000 | 1,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,441,000 | 17,902,000 | 18,166,000 | 17,820,000 |
| Total capital | 18,286,000 | 18,825,000 | 19,091,000 | 18,830,000 |
| Risk-weighted assets | 106,490,000 | 112,923,000 | 114,988,000 | 111,922,000 |