Call reports 2018
SEYMOUR BANK, THE — 2018
What SEYMOUR BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 133,960,000 | 136,946,000 | 137,130,000 | 136,164,000 |
| Total loans | 89,136,000 | 91,421,000 | 93,369,000 | 94,403,000 |
| Allowance for loan losses | 912,000 | 924,000 | 911,000 | 860,000 |
| Securities available for sale | 34,583,000 | 35,667,000 | 33,048,000 | 32,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,631,000 | 110,682,000 | 107,977,000 | 106,794,000 |
| Interest-bearing deposits | 87,781,000 | 87,791,000 | 86,907,000 | 84,434,000 |
| Noninterest-bearing deposits | 22,850,000 | 22,891,000 | 21,070,000 | 22,360,000 |
| Equity capital | 16,824,000 | 17,268,000 | 17,282,000 | 17,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,509,000 | 3,081,000 | 4,668,000 | 6,295,000 |
| Interest expense | 232,000 | 463,000 | 713,000 | 978,000 |
| Net interest income | 1,277,000 | 2,618,000 | 3,955,000 | 5,317,000 |
| Noninterest income | 192,000 | 577,000 | 788,000 | 991,000 |
| Noninterest expense | 1,143,000 | 2,293,000 | 3,520,000 | 4,953,000 |
| Provision for loan losses | -2,000 | 15,000 | 46,000 | 19,000 |
| Pretax income | 328,000 | 887,000 | 1,165,000 | 1,325,000 |
| Income tax | 55,000 | 166,000 | 221,000 | 244,000 |
| Net income | 273,000 | 721,000 | 944,000 | 1,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,460,000 | 17,909,000 | 18,132,000 | 18,269,000 |
| Total capital | 18,372,000 | 18,833,000 | 19,043,000 | 19,129,000 |
| Risk-weighted assets | 96,193,000 | 102,678,000 | 104,581,000 | 104,661,000 |