Call reports 2016
SEYMOUR BANK, THE — 2016
What SEYMOUR BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 132,759,000 | 128,298,000 | 125,108,000 | 124,603,000 |
| Total loans | 84,094,000 | 85,296,000 | 84,564,000 | 85,994,000 |
| Allowance for loan losses | 1,066,000 | 1,033,000 | 997,000 | 935,000 |
| Securities available for sale | 39,181,000 | 33,746,000 | 32,920,000 | 31,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,409,000 | 109,083,000 | 105,665,000 | 103,121,000 |
| Interest-bearing deposits | 97,206,000 | 92,084,000 | 88,247,000 | 85,382,000 |
| Noninterest-bearing deposits | 17,203,000 | 16,999,000 | 17,418,000 | 17,739,000 |
| Equity capital | 17,812,000 | 18,418,000 | 18,542,000 | 17,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,483,000 | 2,963,000 | 4,456,000 | 5,873,000 |
| Interest expense | 240,000 | 458,000 | 666,000 | 854,000 |
| Net interest income | 1,243,000 | 2,505,000 | 3,790,000 | 5,019,000 |
| Noninterest income | 156,000 | 313,000 | 458,000 | 621,000 |
| Noninterest expense | 1,052,000 | 2,098,000 | 3,198,000 | 4,303,000 |
| Provision for loan losses | 64,000 | 26,000 | -8,000 | 84,000 |
| Pretax income | 413,000 | 874,000 | 1,265,000 | 1,460,000 |
| Income tax | 89,000 | 236,000 | 372,000 | 451,000 |
| Net income | 324,000 | 638,000 | 893,000 | 1,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,655,000 | 17,970,000 | 18,226,000 | 18,341,000 |
| Total capital | 18,721,000 | 19,003,000 | 19,223,000 | 19,276,000 |
| Risk-weighted assets | 97,167,000 | 94,145,000 | 86,224,000 | 94,249,000 |