Call reports 2015
SEYMOUR BANK, THE — 2015
What SEYMOUR BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 135,350,000 | 131,977,000 | 134,883,000 | 135,860,000 |
| Total loans | 80,693,000 | 81,663,000 | 80,856,000 | 82,880,000 |
| Allowance for loan losses | 960,000 | 1,036,000 | 1,041,000 | 1,004,000 |
| Securities available for sale | 45,874,000 | 42,111,000 | 44,310,000 | 42,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,495,000 | 111,325,000 | 114,183,000 | 114,438,000 |
| Interest-bearing deposits | 96,840,000 | 94,350,000 | 97,801,000 | 97,529,000 |
| Noninterest-bearing deposits | 17,655,000 | 16,975,000 | 16,382,000 | 16,909,000 |
| Equity capital | 17,942,000 | 17,904,000 | 18,366,000 | 17,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,485,000 | 2,985,000 | 4,483,000 | 5,988,000 |
| Interest expense | 245,000 | 486,000 | 733,000 | 977,000 |
| Net interest income | 1,240,000 | 2,499,000 | 3,750,000 | 5,011,000 |
| Noninterest income | 141,000 | 279,000 | 485,000 | 636,000 |
| Noninterest expense | 1,001,000 | 2,040,000 | 3,105,000 | 4,219,000 |
| Provision for loan losses | 16,000 | 100,000 | 139,000 | 153,000 |
| Pretax income | 377,000 | 696,000 | 1,056,000 | 1,404,000 |
| Income tax | 105,000 | 180,000 | 281,000 | 382,000 |
| Net income | 272,000 | 516,000 | 775,000 | 1,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,929,000 | 17,951,000 | 18,211,000 | 17,332,000 |
| Total capital | 18,889,000 | 18,987,000 | 19,252,000 | 18,336,000 |
| Risk-weighted assets | 117,258,000 | 91,680,000 | 97,176,000 | 97,909,000 |