Call reports 2012
SEYMOUR BANK, THE — 2012
What SEYMOUR BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 140,099,000 | 136,789,000 | 136,438,000 | 135,457,000 |
| Total loans | 85,899,000 | 85,315,000 | 85,517,000 | 84,730,000 |
| Allowance for loan losses | 1,183,000 | 1,226,000 | 1,225,000 | 1,311,000 |
| Securities available for sale | 46,368,000 | 40,860,000 | 43,569,000 | 42,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,296,000 | 112,237,000 | 109,910,000 | 113,002,000 |
| Interest-bearing deposits | 99,934,000 | 97,860,000 | 96,326,000 | 99,043,000 |
| Noninterest-bearing deposits | 15,361,000 | 14,377,000 | 13,584,000 | 13,959,000 |
| Equity capital | 18,539,000 | 18,991,000 | 19,502,000 | 16,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,819,000 | 3,575,000 | 5,299,000 | 7,027,000 |
| Interest expense | 455,000 | 877,000 | 1,258,000 | 1,606,000 |
| Net interest income | 1,364,000 | 2,698,000 | 4,041,000 | 5,421,000 |
| Noninterest income | 141,000 | 272,000 | 467,000 | 652,000 |
| Noninterest expense | 992,000 | 1,953,000 | 2,836,000 | 3,853,000 |
| Provision for loan losses | 0 | 47,000 | 63,000 | 351,000 |
| Pretax income | 545,000 | 1,047,000 | 1,704,000 | 1,980,000 |
| Income tax | 148,000 | 285,000 | 504,000 | 564,000 |
| Net income | 397,000 | 762,000 | 1,200,000 | 1,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,988,000 | 18,353,000 | 18,791,000 | 16,307,000 |
| Total capital | 19,171,000 | 19,521,000 | 19,964,000 | 17,477,000 |
| Risk-weighted assets | 95,000,000 | 93,420,000 | 93,773,000 | 93,432,000 |