Call reports 2025
EQUITABLE BANK, S.S.B., THE — 2025
What EQUITABLE BANK, S.S.B., THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 317,388,000 | 324,878,000 | 326,611,000 | 331,853,000 |
| Total loans | 278,510,000 | 284,136,000 | 289,347,000 | 290,484,000 |
| Allowance for loan losses | 2,668,000 | 2,609,000 | 2,610,000 | 2,610,000 |
| Securities available for sale | 26,132,000 | 24,965,000 | 25,318,000 | 25,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,632,000 | 291,433,000 | 287,335,000 | 286,579,000 |
| Interest-bearing deposits | 251,239,000 | 255,409,000 | 254,836,000 | 254,401,000 |
| Noninterest-bearing deposits | 30,393,000 | 36,024,000 | 32,499,000 | 32,178,000 |
| Equity capital | 27,571,000 | 27,839,000 | 28,303,000 | 28,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,501,000 | 7,164,000 | 10,938,000 | 14,857,000 |
| Interest expense | 1,577,000 | 3,019,000 | 4,503,000 | 5,962,000 |
| Net interest income | 1,924,000 | 4,145,000 | 6,435,000 | 8,895,000 |
| Noninterest income | 395,000 | 928,000 | 1,537,000 | 2,223,000 |
| Noninterest expense | 2,919,000 | 5,794,000 | 8,691,000 | 11,581,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -600,000 | -721,000 | -704,000 | -448,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -600,000 | -721,000 | -704,000 | -448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,122,000 | 31,002,000 | 31,020,000 | 31,274,000 |