Call reports 2024
EQUITABLE BANK, S.S.B., THE — 2024
What EQUITABLE BANK, S.S.B., THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 339,029,000 | 337,108,000 | 334,057,000 | 320,269,000 |
| Total loans | 296,867,000 | 292,944,000 | 291,370,000 | 278,254,000 |
| Allowance for loan losses | 2,874,000 | 2,700,000 | 2,682,000 | 2,668,000 |
| Securities available for sale | 28,731,000 | 27,364,000 | 28,456,000 | 26,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,397,000 | 306,695,000 | 297,950,000 | 289,757,000 |
| Interest-bearing deposits | 277,987,000 | 272,709,000 | 258,482,000 | 256,253,000 |
| Noninterest-bearing deposits | 30,410,000 | 33,986,000 | 39,468,000 | 33,504,000 |
| Equity capital | 28,477,000 | 28,150,000 | 29,022,000 | 27,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,691,000 | 7,374,000 | 11,071,000 | 14,729,000 |
| Interest expense | 1,864,000 | 3,697,000 | 5,487,000 | 7,136,000 |
| Net interest income | 1,827,000 | 3,677,000 | 5,584,000 | 7,593,000 |
| Noninterest income | 387,000 | 842,000 | 1,552,000 | 2,184,000 |
| Noninterest expense | 2,920,000 | 5,928,000 | 8,814,000 | 11,739,000 |
| Provision for loan losses | 0 | -175,000 | -194,000 | -210,000 |
| Pretax income | -706,000 | -1,234,000 | -1,503,000 | -1,787,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -706,000 | -1,234,000 | -1,503,000 | -1,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,807,000 | 32,277,000 | 32,007,000 | 31,723,000 |