Call reports 2023
EQUITABLE BANK, S.S.B., THE — 2023
What EQUITABLE BANK, S.S.B., THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 345,984,000 | 345,569,000 | 347,720,000 | 346,807,000 |
| Total loans | 291,218,000 | 298,949,000 | 301,354,000 | 298,035,000 |
| Allowance for loan losses | 1,543,000 | 1,544,000 | 2,872,000 | 2,873,000 |
| Securities available for sale | 30,456,000 | 29,253,000 | 27,677,000 | 29,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,745,000 | 314,246,000 | 318,926,000 | 316,473,000 |
| Interest-bearing deposits | 280,074,000 | 272,774,000 | 279,608,000 | 280,730,000 |
| Noninterest-bearing deposits | 35,671,000 | 41,472,000 | 39,318,000 | 35,743,000 |
| Equity capital | 28,999,000 | 29,983,000 | 27,339,000 | 28,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,314,000 | 6,728,000 | 10,374,000 | 14,120,000 |
| Interest expense | 836,000 | 1,943,000 | 3,360,000 | 5,091,000 |
| Net interest income | 2,478,000 | 4,785,000 | 7,014,000 | 9,029,000 |
| Noninterest income | 401,000 | 817,000 | 1,249,000 | 1,655,000 |
| Noninterest expense | 2,901,000 | 5,935,000 | 8,815,000 | 11,732,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -22,000 | -333,000 | -552,000 | -1,048,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -22,000 | -333,000 | -552,000 | -1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,889,000 | 35,576,000 | 34,007,000 | 33,511,000 |