Call reports 2022
EQUITABLE BANK, S.S.B., THE — 2022
What EQUITABLE BANK, S.S.B., THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 315,499,000 | 318,729,000 | 327,436,000 | 336,426,000 |
| Total loans | 248,585,000 | 268,187,000 | 281,603,000 | 290,336,000 |
| Allowance for loan losses | 1,481,000 | 1,482,000 | 1,509,000 | 1,541,000 |
| Securities available for sale | 33,989,000 | 32,376,000 | 30,850,000 | 30,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,077,000 | 288,447,000 | 298,125,000 | 306,866,000 |
| Interest-bearing deposits | 230,342,000 | 246,837,000 | 255,010,000 | 265,634,000 |
| Noninterest-bearing deposits | 47,735,000 | 41,610,000 | 43,115,000 | 41,232,000 |
| Equity capital | 32,081,000 | 29,857,000 | 28,430,000 | 28,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,331,000 | 4,976,000 | 7,892,000 | 11,133,000 |
| Interest expense | 244,000 | 487,000 | 782,000 | 1,243,000 |
| Net interest income | 2,087,000 | 4,489,000 | 7,110,000 | 9,890,000 |
| Noninterest income | 656,000 | 1,138,000 | 1,573,000 | 1,927,000 |
| Noninterest expense | 2,753,000 | 5,681,000 | 8,645,000 | 11,588,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 55,000 |
| Pretax income | 25,000 | -19,000 | 48,000 | 209,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | 25,000 | -19,000 | 48,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,735,000 | 35,690,000 | 35,759,000 | 35,909,000 |