Call reports 2021
EQUITABLE BANK, S.S.B., THE — 2021
What EQUITABLE BANK, S.S.B., THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 302,507,000 | 315,856,000 | 317,211,000 | 312,324,000 |
| Total loans | 241,345,000 | 224,873,000 | 235,798,000 | 238,636,000 |
| Allowance for loan losses | 1,392,000 | 1,412,000 | 1,463,000 | 1,488,000 |
| Securities available for sale | 21,727,000 | 31,033,000 | 32,431,000 | 38,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,554,000 | 277,420,000 | 278,281,000 | 273,218,000 |
| Interest-bearing deposits | 226,034,000 | 227,284,000 | 233,601,000 | 228,984,000 |
| Noninterest-bearing deposits | 40,520,000 | 50,136,000 | 44,680,000 | 44,234,000 |
| Equity capital | 27,781,000 | 32,498,000 | 32,981,000 | 33,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,517,000 | 4,978,000 | 7,402,000 | 9,884,000 |
| Interest expense | 298,000 | 583,000 | 858,000 | 1,118,000 |
| Net interest income | 2,219,000 | 4,395,000 | 6,544,000 | 8,766,000 |
| Noninterest income | 3,574,000 | 5,676,000 | 7,458,000 | 8,963,000 |
| Noninterest expense | 3,890,000 | 7,268,000 | 10,494,000 | 13,621,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 175,000 |
| Pretax income | 1,853,000 | 2,703,000 | 3,358,000 | 3,933,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,853,000 | 2,703,000 | 3,358,000 | 3,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,259,000 | 34,108,000 | 34,762,000 | 35,336,000 |