Call reports 2020
EQUITABLE BANK, S.S.B., THE — 2020
What EQUITABLE BANK, S.S.B., THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 297,439,000 | 305,302,000 | 302,638,000 | 301,223,000 |
| Total loans | 256,712,000 | 256,783,000 | 257,183,000 | 249,069,000 |
| Allowance for loan losses | 1,303,000 | 1,354,000 | 1,353,000 | 1,403,000 |
| Securities available for sale | 21,553,000 | 19,449,000 | 19,514,000 | 21,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,933,000 | 270,061,000 | 270,006,000 | 266,448,000 |
| Interest-bearing deposits | 214,287,000 | 218,581,000 | 220,200,000 | 222,037,000 |
| Noninterest-bearing deposits | 32,646,000 | 51,480,000 | 49,806,000 | 44,411,000 |
| Equity capital | 24,717,000 | 22,739,000 | 24,602,000 | 26,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,913,000 | 5,697,000 | 8,332,000 | 10,953,000 |
| Interest expense | 547,000 | 996,000 | 1,363,000 | 1,683,000 |
| Net interest income | 2,366,000 | 4,701,000 | 6,969,000 | 9,270,000 |
| Noninterest income | 1,019,000 | 2,272,000 | 5,473,000 | 9,123,000 |
| Noninterest expense | 3,214,000 | 6,638,000 | 10,278,000 | 14,179,000 |
| Provision for loan losses | 85,000 | 135,000 | 135,000 | 185,000 |
| Pretax income | 86,000 | 200,000 | 2,029,000 | 4,029,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 200,000 | 2,029,000 | 4,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,461,000 | 27,574,000 | 29,403,000 | 31,405,000 |