Call reports 2019
EQUITABLE BANK, S.S.B., THE — 2019
What EQUITABLE BANK, S.S.B., THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 305,916,000 | 312,218,000 | 316,745,000 | 301,393,000 |
| Total loans | 264,264,000 | 267,316,000 | 270,999,000 | 259,456,000 |
| Allowance for loan losses | 1,288,000 | 1,294,000 | 1,287,000 | 1,262,000 |
| Securities available for sale | 21,137,000 | 19,984,000 | 20,978,000 | 21,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,411,000 | 243,296,000 | 262,582,000 | 255,013,000 |
| Interest-bearing deposits | 222,280,000 | 207,780,000 | 219,941,000 | 220,273,000 |
| Noninterest-bearing deposits | 24,131,000 | 35,516,000 | 42,641,000 | 34,740,000 |
| Equity capital | 14,043,000 | 23,502,000 | 24,230,000 | 24,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,126,000 | 6,324,000 | 9,392,000 | 12,383,000 |
| Interest expense | 724,000 | 1,441,000 | 2,106,000 | 2,669,000 |
| Net interest income | 2,402,000 | 4,883,000 | 7,286,000 | 9,714,000 |
| Noninterest income | 463,000 | 1,356,000 | 2,854,000 | 4,128,000 |
| Noninterest expense | 3,146,000 | 6,496,000 | 9,788,000 | 13,074,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -281,000 | -257,000 | 352,000 | 768,000 |
| Income tax | 0 | -55,000 | -55,000 | -55,000 |
| Net income | -281,000 | -202,000 | 407,000 | 823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,841,000 | 26,350,000 | 26,960,000 | 27,375,000 |
| Total capital | 17,129,000 | 27,644,000 | 28,247,000 | 28,637,000 |
| Risk-weighted assets | 194,163,000 | 197,202,000 | 200,730,000 | 194,848,000 |