Call reports 2018
EQUITABLE BANK, S.S.B., THE — 2018
What EQUITABLE BANK, S.S.B., THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 297,003,000 | 313,399,000 | 308,345,000 | 309,808,000 |
| Total loans | 255,938,000 | 271,670,000 | 267,156,000 | 266,969,000 |
| Allowance for loan losses | 1,318,000 | 1,324,000 | 1,302,000 | 1,295,000 |
| Securities available for sale | 20,094,000 | 20,584,000 | 20,545,000 | 21,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,923,000 | 253,019,000 | 249,120,000 | 243,409,000 |
| Interest-bearing deposits | 231,645,000 | 229,874,000 | 222,991,000 | 217,068,000 |
| Noninterest-bearing deposits | 21,278,000 | 23,145,000 | 26,129,000 | 26,341,000 |
| Equity capital | 13,507,000 | 14,102,000 | 13,815,000 | 14,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,866,000 | 5,803,000 | 8,909,000 | 12,061,000 |
| Interest expense | 408,000 | 881,000 | 1,475,000 | 2,112,000 |
| Net interest income | 2,458,000 | 4,922,000 | 7,434,000 | 9,949,000 |
| Noninterest income | 451,000 | 807,000 | 1,326,000 | 1,830,000 |
| Noninterest expense | 3,206,000 | 6,358,000 | 9,529,000 | 12,594,000 |
| Provision for loan losses | 425,000 | 425,000 | 425,000 | 425,000 |
| Pretax income | -722,000 | -1,054,000 | -1,194,000 | -1,240,000 |
| Income tax | -61,000 | -426,000 | -425,000 | -425,000 |
| Net income | -661,000 | -628,000 | -769,000 | -815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,823,000 | 16,310,000 | 16,169,000 | 16,122,000 |
| Total capital | 17,141,000 | 17,634,000 | 17,471,000 | 17,417,000 |
| Risk-weighted assets | 187,236,000 | 198,231,000 | 193,895,000 | 194,406,000 |