Call reports 2017
EQUITABLE BANK, S.S.B., THE — 2017
What EQUITABLE BANK, S.S.B., THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 303,534,000 | 306,252,000 | 307,818,000 | 297,959,000 |
| Total loans | 262,539,000 | 265,104,000 | 267,917,000 | 257,134,000 |
| Allowance for loan losses | 1,885,000 | 1,901,000 | 1,879,000 | 1,864,000 |
| Securities available for sale | 21,892,000 | 20,472,000 | 20,650,000 | 20,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,799,000 | 283,709,000 | 269,150,000 | 257,845,000 |
| Interest-bearing deposits | 269,113,000 | 263,095,000 | 246,307,000 | 235,426,000 |
| Noninterest-bearing deposits | 18,686,000 | 20,614,000 | 22,843,000 | 22,419,000 |
| Equity capital | 12,932,000 | 13,087,000 | 14,390,000 | 14,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,890,000 | 5,872,000 | 8,834,000 | 11,821,000 |
| Interest expense | 313,000 | 628,000 | 958,000 | 1,332,000 |
| Net interest income | 2,577,000 | 5,244,000 | 7,876,000 | 10,489,000 |
| Noninterest income | 465,000 | 1,049,000 | 1,661,000 | 2,282,000 |
| Noninterest expense | 3,288,000 | 6,476,000 | 9,484,000 | 12,693,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -246,000 | -183,000 | 53,000 | 78,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -246,000 | -183,000 | 53,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,159,000 | 16,222,000 | 16,457,000 | 16,482,000 |
| Total capital | 18,044,000 | 18,123,000 | 18,336,000 | 18,346,000 |
| Risk-weighted assets | 199,082,000 | 199,099,000 | 198,297,000 | 188,238,000 |