Call reports 2016
EQUITABLE BANK, S.S.B., THE — 2016
What EQUITABLE BANK, S.S.B., THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 299,951,000 | 304,028,000 | 304,922,000 | 306,628,000 |
| Total loans | 258,328,000 | 263,459,000 | 268,020,000 | 269,065,000 |
| Allowance for loan losses | 2,425,000 | 2,426,000 | 4,482,000 | 4,479,000 |
| Securities available for sale | 21,525,000 | 23,593,000 | 23,574,000 | 21,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,575,000 | 279,201,000 | 287,749,000 | 284,448,000 |
| Interest-bearing deposits | 263,360,000 | 260,243,000 | 265,129,000 | 263,943,000 |
| Noninterest-bearing deposits | 18,215,000 | 18,958,000 | 22,620,000 | 20,505,000 |
| Equity capital | 15,745,000 | 15,972,000 | 13,399,000 | 13,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,918,000 | 5,775,000 | 8,645,000 | 11,540,000 |
| Interest expense | 292,000 | 591,000 | 899,000 | 1,206,000 |
| Net interest income | 2,626,000 | 5,184,000 | 7,746,000 | 10,334,000 |
| Noninterest income | 564,000 | 1,229,000 | 2,305,000 | 3,033,000 |
| Noninterest expense | 3,224,000 | 6,399,000 | 9,779,000 | 12,935,000 |
| Provision for loan losses | 0 | 0 | 2,125,000 | 2,125,000 |
| Pretax income | 127,000 | 175,000 | -1,692,000 | -1,532,000 |
| Income tax | 0 | 0 | -225,000 | -224,000 |
| Net income | 127,000 | 175,000 | -1,467,000 | -1,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,839,000 | 17,888,000 | 16,247,000 | 16,405,000 |
| Total capital | 20,248,000 | 20,314,000 | 18,809,000 | 18,991,000 |
| Risk-weighted assets | 192,744,000 | 198,504,000 | 203,044,000 | 205,006,000 |