Call reports 2015
EQUITABLE BANK, S.S.B., THE — 2015
What EQUITABLE BANK, S.S.B., THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 302,397,000 | 300,696,000 | 296,979,000 | 303,765,000 |
| Total loans | 255,691,000 | 257,213,000 | 254,386,000 | 261,830,000 |
| Allowance for loan losses | 2,995,000 | 2,618,000 | 2,586,000 | 2,718,000 |
| Securities available for sale | 22,490,000 | 23,642,000 | 21,628,000 | 22,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,603,000 | 272,671,000 | 270,956,000 | 277,754,000 |
| Interest-bearing deposits | 265,886,000 | 257,033,000 | 253,667,000 | 260,348,000 |
| Noninterest-bearing deposits | 17,717,000 | 15,638,000 | 17,289,000 | 17,406,000 |
| Equity capital | 16,559,000 | 16,355,000 | 15,791,000 | 15,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,948,000 | 5,949,000 | 8,884,000 | 11,800,000 |
| Interest expense | 244,000 | 493,000 | 740,000 | 1,008,000 |
| Net interest income | 2,704,000 | 5,456,000 | 8,144,000 | 10,792,000 |
| Noninterest income | 612,000 | 1,183,000 | 1,375,000 | 1,741,000 |
| Noninterest expense | 3,376,000 | 6,631,000 | 9,836,000 | 13,057,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 45,000 | 113,000 | -103,000 | -310,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 45,000 | 113,000 | -103,000 | -310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,068,000 | 18,136,000 | 17,919,000 | 17,713,000 |
| Total capital | 20,701,000 | 20,754,000 | 20,505,000 | 20,159,000 |
| Risk-weighted assets | 210,336,000 | 209,952,000 | 208,249,000 | 195,393,000 |