Call reports 2014
EQUITABLE BANK, S.S.B., THE — 2014
What EQUITABLE BANK, S.S.B., THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 320,473,000 | 320,070,000 | 314,681,000 | 303,120,000 |
| Total loans | 265,656,000 | 266,203,000 | 262,897,000 | 258,584,000 |
| Allowance for loan losses | 3,408,000 | 4,362,000 | 3,971,000 | 3,802,000 |
| Securities available for sale | 22,772,000 | 21,795,000 | 23,373,000 | 23,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,558,000 | 290,649,000 | 285,219,000 | 277,864,000 |
| Interest-bearing deposits | 279,565,000 | 272,758,000 | 267,517,000 | 260,701,000 |
| Noninterest-bearing deposits | 14,993,000 | 17,891,000 | 17,702,000 | 17,163,000 |
| Equity capital | 21,469,000 | 18,977,000 | 16,722,000 | 16,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,168,000 | 6,229,000 | 9,291,000 | 12,312,000 |
| Interest expense | 232,000 | 461,000 | 710,000 | 959,000 |
| Net interest income | 2,936,000 | 5,768,000 | 8,581,000 | 11,353,000 |
| Noninterest income | 350,000 | 55,000 | -654,000 | -183,000 |
| Noninterest expense | 3,609,000 | 7,217,000 | 10,702,000 | 14,448,000 |
| Provision for loan losses | 0 | 1,615,000 | 1,764,000 | 1,765,000 |
| Pretax income | -323,000 | -2,964,000 | -4,494,000 | -4,998,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -323,000 | -2,964,000 | -4,494,000 | -4,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,698,000 | 20,057,000 | 18,528,000 | 18,023,000 |
| Total capital | 25,495,000 | 22,814,000 | 21,241,000 | 20,649,000 |
| Risk-weighted assets | 223,162,000 | 218,986,000 | 215,750,000 | 208,915,000 |